Cincinnati Financial (CINF) Financial History
Review Cincinnati Financial annual and quarterly financial results, key ratios, insider transactions and SEC filing history in one chronological view. Data available from FY2008 through FY2025.
Financials
18 fiscal years, FY2008 to FY2025
Insider trades
661 trades
Risk factor changes
18 changes in the latest 10-K
Filings
Annual and quarterly reports
Compare
Side by side with another company
Cincinnati Financial Financial Statements
History since FY2008. Annual, in US dollars. Source: 10-K XBRL data.
Cincinnati Financial Revenue and Growth
Compare reported revenue and year-over-year revenue growth across available fiscal years.
Cincinnati Financial Income Statements
Review revenue, gross profit, operating income, net income and earnings per share.
Cincinnati Financial Balance Sheets
Review reported debt and book-value-based ratios where company data is available.
Cincinnati Financial Cash Flow Statements
Compare reported free cash flow across the available fiscal history.
Cincinnati Financial Financial Ratios
Compare net margin, price-to-earnings and price-to-book ratios by fiscal year.
| Fiscal year | FY2008 🔒 | FY2009 🔒 | FY2010 🔒 | FY2011 🔒 | FY2012 🔒 | FY2013 🔒 | FY2014 🔒 | FY2015 🔒 | FY2016 🔒 | FY2017 🔒 | FY2018 🔒 | FY2019 🔒 | FY2020 🔒 | FY2021 | FY202214 new risk factorsInsiders net sold $1.0M | FY20239 new risk factorsInsiders net sold $1.5M | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $9.6B | $6.6B | $10.0B | $11.3B | $12.6B |
| Revenue growth | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | — | -31.8% | +52.6% | +13.2% | +11.4% |
| Gross profit | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | — | — | — | — | — |
| Operating income | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | — | — | — | — | — |
| Net income | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $3.0B | $-0.5B | $1.8B | $2.3B | $2.4B |
| Debt | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $0.8B | $0.8B | $0.8B | $0.8B | $0.8B |
| Free cash flow | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $2.0B | $2.0B | $2.0B | $2.6B | $3.1B |
| Net margin | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | 30.8% | -7.4% | 18.4% | 20.2% | 18.9% |
| EPS (diluted) | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $18.24 | $-3.06 | $11.66 | $14.53 | $15.17 |
| P/E ratio | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | 6.2× | n/m | 8.9× | 9.9× | 10.8× |
| P/B ratio | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | — | — | — | — | — |
Daily closing prices, aggregated by calendar year.
| Year | 2000 🔒 | 2001 🔒 | 2002 🔒 | 2003 🔒 | 2004 🔒 | 2005 🔒 | 2006 🔒 | 2007 🔒 | 2008 🔒 | 2009 🔒 | 2010 🔒 | 2011 🔒 | 2012 🔒 | 2013 🔒 | 2014 🔒 | 2015 🔒 | 2016 🔒 | 2017 🔒 | 2018 🔒 | 2019 🔒 | 2020 🔒 | 2021 🔒 | 2022 | 2023 | 2024 | 2025 | 2026 (YTD) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Open | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $114.27 | $103.00 | $103.44 | $143.72 | $164.40 |
| Close | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $102.40 | $103.47 | $143.70 | $163.34 | $189.42 |
| High | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $143.23 | $130.68 | $161.66 | $169.82 | $201.98 |
| Low | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $88.68 | $95.03 | $103.44 | $123.07 | $153.41 |
| Annual return | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | -10.1% | +1.0% | +38.9% | +13.7% | +16.0% |
Cincinnati Financial Insider Transactions
From Form 4 filings. Showing the latest 5 of 661 trades.
| Traded | Filed | Insider | Type | Shares | Value | % of holdings |
|---|---|---|---|---|---|---|
| 2026-10-28 | 2026-10-30 | Steven Johnston Chairman | Option exercise (2 trades) | 152,968 | $5.4M | — |
| 2026-10-28 | 2026-10-30 | Steven Johnston Chairman | Tax withholding | 49,544 | $8.9M | — |
| 2026-08-25 | 2026-08-27 | Dirk Debbink Director | Bought | 1,000 | $172K at ~$172 | — |
| 2026-08-03 | 2026-08-04 | Charles Odell Schiff Director | Sold | 7,600 | $1.3M at ~$175 | — |
| 2026-06-08 | 2026-06-10 | John Kellington Executive VP | Option exercise (6 trades) | 145,326 | $2.1M | — |
Cincinnati Financial Risk Factor Changes
Latest 10-K compared with the year before. 18 changes found.
Cincinnati Financial Corporation - 2025 10-K - Page 40
Our ability to successfully execute business functions also depends on hiring and retaining the qualified associates we employ.
Cincinnati Financial Corporation - 2025 10-K - Page 39
Cincinnati Financial Corporation - 2025 10-K - Page 38
Cincinnati Financial Corporation - 2025 10-K - Page 37
At year-end 2025, common stock holdings made up 40.0% of our investment portfolio.
Cincinnati Financial Corporation - 2025 10-K - Page 36
Cincinnati Financial Corporation - 2025 10-K - Page 35
Cincinnati Financial Corporation - 2025 10-K - Page 34
Cincinnati Financial Corporation - 2025 10-K - Page 33
Cincinnati Financial Corporation - 2025 10-K - Page 32
A catastrophe or epidemic event also could affect our operations by damaging our headquarters facility, injuring associates and visitors or disrupting our associates’ ability to perform their assigned tasks.
Cincinnati Financial Corporation - 2025 10-K - Page 31
The occurrence of terrorist attacks in the geographic areas we serve could result in substantially higher claims under our insurance policies than we have anticipated.
Cincinnati Financial Corporation - 2025 10-K - Page 30
Our life policy reserves are also subject to uncertainty.
Loss of key personnel or an inability to successfully execute on succession plans could negatively impact growth, essential business relationships, profitability, and other business operations.
•Earthquakes in many regions, most particularly in the New Madrid fault zone, California, the Northwest and Southwest
Cincinnati Financial SEC Filings
Latest annual and quarterly reports, current reports, proxy statements and ownership filings.
| Form | Filed | Description | Document |
|---|---|---|---|
| Quarterly report (10-Q) | 2026-10-26 | Quarter ended Sep 30, 2026 | View document |
| Current report (8-K) | 2026-10-26 | Quarterly results | View document |
| Current report (8-K) | 2026-09-28 | — | View document |
| Current report (8-K) | 2026-08-25 | — | View document |
| Current report (8-K) | 2026-08-21 | — | View document |
Cincinnati Financial financial metrics by year
Cincinnati Financial in the S&P 500 rankings
- #64 by diluted earnings per share as of FY2025
S&P 500 is a trademark of S&P Dow Jones Indices LLC. StockYears is not affiliated with or endorsed by S&P Dow Jones Indices.
Compare Cincinnati Financial with similar companies
- CINF vs ACGL Arch Capital Group
- CINF vs AIG American International Group
- CINF vs ALL Allstate
- CINF vs BRK-B Berkshire Hathaway
- CINF vs CB Chubb
- CINF vs EG Everest Group
- CINF vs HIG Hartford Insurance Group
- CINF vs L Loews
- CINF vs PGR Progressive
- CINF vs TRV Travelers Companies
- CINF vs WRB W. R. Berkley