Erie Indemnity (ERIE) Financial History
Review Erie Indemnity annual and quarterly financial results, key ratios, insider transactions and SEC filing history in one chronological view. Data available from FY2008 through FY2025.
Financials
18 fiscal years, FY2008 to FY2025
Insider trades
333 trades
Risk factor changes
16 changes in the latest 10-K
Filings
Annual and quarterly reports
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Erie Indemnity Financial Statements
History since FY2008. Annual, in US dollars. Source: 10-K XBRL data.
Erie Indemnity Revenue and Growth
Compare reported revenue and year-over-year revenue growth across available fiscal years.
Erie Indemnity Income Statements
Review revenue, gross profit, operating income, net income and earnings per share.
Erie Indemnity Balance Sheets
Review reported debt and book-value-based ratios where company data is available.
Erie Indemnity Cash Flow Statements
Compare reported free cash flow across the available fiscal history.
Erie Indemnity Financial Ratios
Compare net margin, price-to-earnings and price-to-book ratios by fiscal year.
| Fiscal year | FY2008 🔒 | FY2009 🔒 | FY2010 🔒 | FY2011 🔒 | FY2012 🔒 | FY2013 🔒 | FY2014 🔒 | FY2015 🔒 | FY2016 🔒 | FY2017 🔒 | FY2018 🔒 | FY2019 🔒 | FY2020 🔒 | FY2021 | FY2022 | FY20234 new risk factors | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $2.6B | $2.8B | $3.3B | $3.8B | $4.1B |
| Revenue growth | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | — | +7.8% | +15.1% | +16.1% | +7.2% |
| Gross profit | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | — | — | — | — | — |
| Operating income | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $0.3B | $0.4B | $0.5B | $0.7B | $0.7B |
| Net income | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $0.3B | $0.3B | $0.4B | $0.6B | $0.6B |
| Debt | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $0.1B | $0.0B | — | — | — |
| Free cash flow | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $0.3B | $0.3B | $0.3B | $0.5B | $0.6B |
| Net margin | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | 11.3% | 10.5% | 13.6% | 15.8% | 13.8% |
| EPS (diluted) | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | — | — | — | — | — |
| P/E ratio | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | — | — | — | — | — |
| P/B ratio | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | — | — | — | — | — |
Daily closing prices, aggregated by calendar year.
| Year | 2000 🔒 | 2001 🔒 | 2002 🔒 | 2003 🔒 | 2004 🔒 | 2005 🔒 | 2006 🔒 | 2007 🔒 | 2008 🔒 | 2009 🔒 | 2010 🔒 | 2011 🔒 | 2012 🔒 | 2013 🔒 | 2014 🔒 | 2015 🔒 | 2016 🔒 | 2017 🔒 | 2018 🔒 | 2019 🔒 | 2020 🔒 | 2021 🔒 | 2022 | 2023 | 2024 | 2025 | 2026 (YTD) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Open | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $193.32 | $248.48 | $335.30 | $418.54 | $285.00 |
| Close | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $248.54 | $335.11 | $412.19 | $286.64 | $284.52 |
| High | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $286.12 | $336.25 | $547.06 | $457.67 | $300.21 |
| Low | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $159.36 | $199.44 | $320.93 | $273.60 | $204.41 |
| Annual return | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | +29.0% | +34.8% | +23.0% | -30.5% | -0.7% |
Erie Indemnity Insider Transactions
From Form 4 filings. Showing the latest 5 of 333 trades.
| Traded | Filed | Insider | Type | Shares | Value | % of holdings |
|---|---|---|---|---|---|---|
| 2026-10-31 | 2026-11-02 | Douglas Edward Smith Executive VP | Other | 1.774 | $464 | — |
| 2026-10-31 | 2026-11-02 | Sarah Shine Executive Vice President | Other | 1.273 | $333 | — |
| 2026-10-31 | 2026-11-02 | Julie Marie Pelkowski CFO | Other | 3.244 | $848 | — |
| 2026-10-31 | 2026-11-02 | Anthony DaBreo Senior Vice President, Life | Other | 4.122 | $1,077 | — |
| 2026-10-31 | 2026-11-02 | Cody Cook Executive Vice President | Other | 6.868 | $1,795 | — |
Erie Indemnity Risk Factor Changes
Latest 10-K compared with the year before. 16 changes found.
•Investment credit risk - the risk that the value of certain investments may decrease due to the deterioration in financial condition of, or the liquidity available to, one or more issuers of those securities or, in t…
At December 31, 2025, our investment portfolio consisted of approximately 85% fixed maturity securities, with the remaining 15% invested in equity securities and other investments.
Our activities are subject to extensive regulation under federal and state laws on matters as diverse as internal control over financial reporting and disclosure controls, securities regulation, data privacy and prote…
meet the needs of our core business operations and address multiple business interruption events, there is no assurance that core business operations could be performed upon the occurrence of such an event.
We have established business continuity and disaster recovery plans to provide for the continuation of core business operations in the event that normal business operations could not be performed due to catastrophic o…
Our success is largely dependent upon our ability to attract and retain talented executives and other key management.
Commissions to independent agents are our largest expense.
The Exchange's insurance operations are exposed to claims arising out of catastrophes.
Financial strength ratings are an important factor in establishing the competitive position of insurance companies such as the Exchange.
premium.
The direct written premium of the Exchange is impacted by the premium rates charged for policies.
The management fee rate is set at least annually by our Board of Directors and may not exceed 25% of the direct and affiliated assumed premiums written by the Exchange.
We are dependent upon management fees we retain, which represent our principal source of revenue.
due to the deterioration of the loans or other assets that underlie the securities, which, in each case, also includes the risk of permanent loss.
The Exchange's insurance operations are exposed to claims arising out of catastrophes.
attract profitable business in the highly competitive property and casualty insurance market and potentially result in reduced sales of its products and lower premium revenue.
Erie Indemnity SEC Filings
Latest annual and quarterly reports, current reports, proxy statements and ownership filings.
| Form | Filed | Description | Document |
|---|---|---|---|
| Current report (8-K) | 2026-11-03 | Executive change | View document |
| Quarterly report (10-Q) | 2026-10-29 | Quarter ended Sep 30, 2026 | View document |
| Current report (8-K) | 2026-10-29 | Quarterly results | View document |
| Quarterly report (10-Q) | 2026-07-30 | Quarter ended Jun 30, 2026 | View document |
| Current report (8-K) | 2026-07-30 | Quarterly results, Other news | View document |
Erie Indemnity financial metrics by year
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