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Lowe's Companies (LOW) Risk Factor Changes

Latest 10-K compared with the year before

Lowe's Companies Risk Factor Changes

Latest 10-K compared with the year before. 19 changes found.

RewrittenWe rely on cash flows from operations, as well as…

We rely on cash flows from operations, as well as continued access to capital markets on both a short-term and long-term basis, as needed, to fund our operations, make strategic investments to support long-term growth…

RewrittenOur business and operations are subject to climate-related risks. These…

Our business and operations are subject to climate-related risks.

Rewrittenobligations. Additionally, we have recognized material impairments in the past…

obligations.

RewrittenWe regularly consider and enter into strategic transactions, including mergers,…

We regularly consider and enter into strategic transactions, including mergers, acquisitions, joint ventures, investments and other growth, market and geographic expansion strategies, such as FBM and ADG in 2025, with…

RewrittenData privacy and cybersecurity laws are constantly changing, and the…

Data privacy and cybersecurity laws are constantly changing, and the implementation of these laws has become more complex.

Rewritteninformation that influence both online and in-store sales. We leverage…

information that influence both online and in-store sales.

RewrittenWe contract with third-party installers to provide installation services to…

We contract with third-party installers to provide installation services to our customers, and, as the general contractor, we are subject to regulatory requirements and risks applicable to general contractors, includi…

RewrittenWe form strategic relationships, some of which are exclusive, with…

We form strategic relationships, some of which are exclusive, with selected suppliers to market and develop products under a variety of recognized and respected national brand names.

RewrittenOur ability to meet our labor needs, particularly in a…

Our ability to meet our labor needs, particularly in a competitive labor market, while controlling our costs is subject to a variety of external factors, including wage rates, the availability of and competition for t…

RewrittenThe success of our strategic initiatives to adapt our business…

The success of our strategic initiatives to adapt our business concept to our customers’ changing shopping habits and demands and changing demographics have required us to, and will continue to require us to, deliver…

RewrittenThe home improvement retail environment, like the retail environment generally,…

The home improvement retail environment, like the retail environment generally, is rapidly evolving, and adapting our business concept to respond to our customers’ changing shopping habits and demands and their changi…

RemovedAccess to the Internet from computers, tablets, smartphones and other…

Access to the Internet from computers, tablets, smartphones and other mobile communication devices has empowered our customers and changed the way they shop and how we interact with them.

Removedoffices in India and China, and any extended disruption of…

offices in India and China, and any extended disruption of our operations in our different locations, whether due to labor difficulties or otherwise, could adversely affect our business and results of operations.

RemovedThe success of our strategic initiatives to adapt our business…

The success of our strategic initiatives to adapt our business concept to our customers’ changing shopping habits and demands and changing demographics have required us to, and will continue to require us to, deliver…

Addedaccess the public debt markets, we may be required to…

access the public debt markets, we may be required to find other sources of capital, which may result in increased borrowing costs and restrict our ability to operate.

Addedinputs could materially affect our profitability. In addition, we use…

inputs could materially affect our profitability.

Addedinvestigation, and potentially to lawsuits brought by private individuals, regulators…

investigation, and potentially to lawsuits brought by private individuals, regulators or states’ attorney general.

AddedAccess to the Internet from computers, tablets, smartphones and other…

Access to the Internet from computers, tablets, smartphones and other mobile devices has changed the way customers shop and interact with us.

Addedimplement our strategic investments, we must attract and retain a…

implement our strategic investments, we must attract and retain a large number of skilled professionals, including technology professionals.

Full wording for every change is in Pro.

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