Mastercard (MA) Financial History
Review Mastercard annual and quarterly financial results, key ratios, insider transactions and SEC filing history in one chronological view. Data available from FY2007 through FY2025.
Financials
19 fiscal years, FY2007 to FY2025
Insider trades
469 trades
Risk factor changes
7 changes in the latest 10-K
Filings
Annual and quarterly reports
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Mastercard Financial Statements
History since FY2007. Annual, in US dollars. Source: 10-K XBRL data.
Mastercard Revenue and Growth
Compare reported revenue and year-over-year revenue growth across available fiscal years.
Mastercard Income Statements
Review revenue, gross profit, operating income, net income and earnings per share.
Mastercard Balance Sheets
Review reported debt and book-value-based ratios where company data is available.
Mastercard Cash Flow Statements
Compare reported free cash flow across the available fiscal history.
Mastercard Financial Ratios
Compare net margin, price-to-earnings and price-to-book ratios by fiscal year.
| Fiscal year | FY2007 🔒 | FY2008 🔒 | FY2009 🔒 | FY2010 🔒 | FY2011 🔒 | FY2012 🔒 | FY2013 🔒 | FY2014 🔒 | FY2015 🔒 | FY2016 🔒 | FY2017 🔒 | FY2018 🔒 | FY2019 🔒 | FY2020 🔒 | FY2021 | FY20226 new risk factors | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $29.8B | $22.2B | $25.1B | $28.2B | $32.8B |
| Revenue growth | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | — | -25.5% | +12.9% | +12.2% | +16.4% |
| Gross profit | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | — | — | — | — | — |
| Operating income | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $10.1B | $12.3B | $14.0B | $15.6B | $18.9B |
| Net income | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $8.7B | $9.9B | $11.2B | $12.9B | $15.0B |
| Debt | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $13.9B | $14.0B | $15.7B | $18.2B | $19.0B |
| Free cash flow | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $9.1B | $10.8B | $11.6B | $14.3B | $17.2B |
| Net margin | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | 29.1% | 44.7% | 44.6% | 45.7% | 45.6% |
| EPS (diluted) | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $8.76 | $10.22 | $11.83 | $13.89 | $16.52 |
| P/E ratio | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | 41.0× | 34.0× | 36.1× | 37.9× | 34.6× |
| P/B ratio | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | — | — | — | — | — |
Daily closing prices, aggregated by calendar year.
| Year | 2006 🔒 | 2007 🔒 | 2008 🔒 | 2009 🔒 | 2010 🔒 | 2011 🔒 | 2012 🔒 | 2013 🔒 | 2014 🔒 | 2015 🔒 | 2016 🔒 | 2017 🔒 | 2018 🔒 | 2019 🔒 | 2020 🔒 | 2021 🔒 | 2022 | 2023 | 2024 | 2025 | 2026 (YTD) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Open | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $361.11 | $349.50 | $424.02 | $529.00 | $570.44 |
| Close | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $347.84 | $426.59 | $526.68 | $571.03 | $655.86 |
| High | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $399.93 | $428.39 | $537.59 | $601.47 | $697.18 |
| Low | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | $276.89 | $340.26 | $416.61 | $466.42 | $464.59 |
| Annual return | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | ••••• | -3.2% | +22.6% | +23.5% | +8.4% | +14.9% |
Mastercard Insider Transactions
From Form 4 filings. Showing the latest 5 of 469 trades.
| Traded | Filed | Insider | Type | Shares | Value | % of holdings |
|---|---|---|---|---|---|---|
| 2026-10-30 | 2026-11-03 | Hai Ling CFO | Option exercise (2 trades) | 8,636 | $485K | — |
| 2026-10-30 | 2026-11-03 | Hai Ling CFO | Sold | 4,318 | $2.8M at ~$642 | 11% |
| 2026-11-02 | 2026-11-03 | Hai Ling CFO | Option exercise (2 trades) | 8,634 | $485K | — |
| 2026-11-02 | 2026-11-03 | Hai Ling CFO | Sold | 4,317 | $2.8M at ~$641 | 11% |
| 2026-10-16 | 2026-10-19 | Hai Ling CFO | Option exercise (2 trades) | 8,634 | $485K | — |
Mastercard Risk Factor Changes
Latest 10-K compared with the year before. 7 changes found.
Our operations rely on the secure transmission, storage and other processing of confidential, proprietary, sensitive and personal information and technology in our computer systems and networks, as well as the systems…
Despite various mitigation efforts that we undertake, there can be no assurance that we, or third parties with which we work, will not suffer material breaches and resulting losses in the future.
In addition, companies have generally experienced in recent years an increase in fraudulent activity and cyber-attacks.
significantly due to a significant portion of our workforce working in a hybrid environment.
Information security risks for payments and technology companies such as ours have significantly increased in recent years in part because of the proliferation of new technologies (including AI), the use of the Intern…
Information security incidents or account data compromise events could disrupt our business, damage our reputation, increase our costs and cause losses.
Information Security and Operational Resilience
Mastercard SEC Filings
Latest annual and quarterly reports, current reports, proxy statements and ownership filings.
| Form | Filed | Description | Document |
|---|---|---|---|
| Quarterly report (10-Q) | 2026-10-29 | Quarter ended Sep 30, 2026 | View document |
| Current report (8-K) | 2026-10-29 | Quarterly results | View document |
| Quarterly report (10-Q) | 2026-07-30 | Quarter ended Jun 30, 2026 | View document |
| Current report (8-K) | 2026-07-30 | Quarterly results | View document |
| Current report (8-K) | 2026-06-17 | Shareholder vote results | View document |
Mastercard financial metrics by year
Mastercard in the S&P 500 rankings
- #23 by net income as of FY2025
- #80 by one-year revenue growth as of FY2025
- #10 by net profit margin as of FY2025
- #19 by operating income as of FY2025
- #17 by free cash flow as of FY2025
- #55 by diluted earnings per share as of FY2025
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