Verisk Analytics (VRSK) Risk Factor Changes

limit who may call special meetings of stockholders to holders of at least 25% of our common stock;

Pursuant to our equity incentive plans, options to purchase approximately 137,941,888 shares of common stock were outstanding as of February 13, 2026.

Any disruptions or deficiencies in the design and/or final implementation of the new ERP system, or in the transition off our legacy systems, particularly any disruptions or deficiencies that impact our operations, co…

In order to continue support of our growth, we have made and are continuing to make significant technological upgrades to our information systems.

We have transitioned to a new Enterprise Resource Planning system and our ability to manage our business and monitor results is highly dependent upon information and communication systems.

potential inquiries or investigations from government officials or others related to our policies and practices governing, among other topics, social issues.

Our own use of AI to enhance our products could lead to unanticipated consequences such as ethical, compliance, privacy-observing, bias-reducing, and/or intellectual property issues.

Many of our products rely on proprietary or copyrighted material which could be fed into AI models without our knowledge.

The demand for our solutions may be impacted by domestic and international factors that are beyond our control, including macroeconomic, political and market conditions, global supply chain disruption, the availabilit…

failure to execute our customer-focused selling approach; and

Public sources of free or relatively inexpensive information have become increasingly available and this trend is expected to continue.

insourcing by insurers of the services or analytics we currently provide.